Ep. 129 | Estate Planning 101
Download MP3Here we go, everybody. Episode 129 of the Teaching Tax Flow podcast. Welcome back. If you are a new listener, welcome to the party. So let's get into it today.
John Tripolsky:We are gonna look at estate planning one zero one with a great guest as always. But before we do that, let's take a brief moment and thank our episode sponsor.
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John Tripolsky:Hey, everybody, and welcome back to the Teaching Tax Flow podcast. So obviously, we get all of our topic ideas from community members, emails, text messages, private Facebook group messages that kinda just come to us randomly from the community itself, and this is one of them. So here we are. We're gonna talk about estate planning one zero one. So really what that is, you don't wanna hear it from me because I don't have all the answers, and that's the best part about what we do here on this show.
John Tripolsky:Chris, I don't even think you have all the answers. So not only thank you for joining us again on your own show, but thank you for finding this great guest that we're gonna introduce here in a moment.
Chris Picciurro:Well, my pleasure. It's you know, it's always great to be back on the podcast. And one of the things with teaching tax law, we talk about what is we are the voice of tax planning, and we talk about legally and ethically reducing the tax someone pays in their lifetime. That is our mission. The thing is a lot a lot of people just think that means income tax.
Chris Picciurro:Right? But, ultimately, a state tax is a huge revenue generator for the federal government, not as much maybe anymore with some of its tax cuts and jobs act changes. But this we've got some serious, I don't know, challenges to navigate through in the future. And, without the proper you know, we we've got people now going mainstream with, income tax planning, but estate tax planning could be just as important. So we are very happy to have a special guest.
Chris Picciurro:We had a previous episode just specifically on living trust, but we're gonna cover that and more today. Estate planning one zero one. Really excited to have Court Pitcher from Legacy Lock join us. Court, how are you doing today?
Court Pitcher:Doing great. Excited to be here with you guys. Appreciate the opportunity to to be a part of this with you and and and your viewers and your audience. It's awesome. Thank you.
Chris Picciurro:Well, thank you. You know, we know that you guys are are sponsors of this podcast, but that has nothing to do with with wanting to get you on this podcast. We are really excited. Can you tell us a little bit about, you know, your history, how you got into, this, this industry, and, and then I'll start asking some questions about estate planning.
Court Pitcher:Absolutely. Yeah. So twenty years ago, this month, I actually had two two good friends pass away unexpectedly, very tragic events. They were they were separate incidences, but, you know, being close to both families, I observed some very interesting things. One friend that passed away, you know, he left behind his wife, three young children, and she was expecting their fourth at the time.
Chris Picciurro:Oh, wow.
Court Pitcher:But he and his wife had not really done any any planning at all for themselves. And so as a result of that, it it you know, his wife was obviously grieving and mourning his loss. His kids were as well, obviously, but but because they hadn't done any planning, it it it, you know, forced her into trying to navigate some financial things and some and some legal challenges that that were really difficult, and it just, you know, compounded the overall pain, if you will. The other friend, on the other hand, was just he was the exact exact opposite. He and his wife had been much more proactive and intentional in planning.
Court Pitcher:And so as a result of that, you know, that just the way that that basically the path was already opened and paved for them to be able to transition, you know, even though they lost, in her case, her husband and the kids' case, their dad, know. It just was a totally different outcome. So that obviously motivated me and my wife to take some action and, make sure that we we do some planning for us and our family. And once we dove into that, I realized, man, I've I've got a lot of passion for this. And I really wanted to be able to help more people avoid what my one friend and his family went through and help position other more people to be be like my other friend and and and have a good plan in place.
Court Pitcher:And so that's what ultimately what led to me getting into this business. But then once I got into the business and started referring clients to, you know, local attorneys and stuff, I realized that there wasn't a good a great solution for the masses. People weren't being served very well in that space, in my opinion. I found that there were a lot of gaps and holes that that weren't being filled and completed. And so that that motivated me and my partners to create a better solution that would be much more simple, much and and also that would allow us to make sure that we're doing a full comprehensive estate and legacy plan and make sure that those holes, those gaps are filled properly.
Court Pitcher:So that's what led to us, partnering with some attorneys, And we brought in some software developers and developed, our estate planning software technology, which we call Legacy Lock. And that over for for over a decade now, that has allowed us to serve people and families in all 50 states. So all of our documents are, compliant and with, you know, within the laws specific to the laws of all 50 states. So it was great because it it expanded our footprint and allowed us to, you know, help and serve more people all across the country, and and we've loved doing it. It's been it's been great.
Chris Picciurro:Well, that you made a great point as far as from a from the estate planning perspective. You know, there's a financial aspect. Luckily, my wife and I did our living trust. Gosh. We were in our third yeah.
Chris Picciurro:Thirties. Well, I was in my late thirties. She was in her mid. But and the reason wasn't necessarily financial. It was it was what would happen to our children if something happened to both of us?
Chris Picciurro:You know? So when you think about estate planning, I think the biggest misconception out there is you have to be wealthy or you have to have a lot of income or a lot of assets for estate planning to be important. And that's far the the farthest things from the truth. And and what I like about what you've created, and we'll we'll kinda talk about that later on, is that it is something that that your average income household could could, you know, can afford.
John Tripolsky:Mhmm.
Chris Picciurro:It's peace of mind that that, people wait too late to do their estate planning. Right? Trust me. You wanna do it in your thirties, because when you're in your eighties, it it feels rather morbid, and it's it's something like it's it's it doesn't feel not that I'm in my eighties yet, but it doesn't I might walk around like I'm in my eighties, but but it doesn't feel good. So Right.
Chris Picciurro:So if you have minor children or chill any children, man, there there are so many nuances to this when you're talking about, you know, America now isn't the white picket fence in the fifties and sixties. We have we have, you know, second marriages, third marriages. We have we have people getting remarried in their sixties and seventies, and their entire estate plan was set up with their their previous spouse, and and someone has adult children, and someone owns this house, and who who you know, there's just so many webs and interconnections that someone has to consider that not just financially, but, you know, when it comes to estate planning. So I thought are you seeing that also in your work?
Court Pitcher:You're abs yeah. Absolutely. We you know, in in today's world, there's so many different scenarios, different dynamics with families, and and, yeah. It it but it's still important. And I'm glad you brought up the the guardianship for minor children because what we find is for younger younger families, you know, that is really a big thing.
Court Pitcher:People wanna make sure that that if if something happens to them unexpectedly, that they have chosen who their kids would go to and be you know, who would take care of their kids. Whereas, if they don't do that, and then something happens to them, well, now the state steps in and the state gets involved, and then the family has to, you know, hire an attorney and pay the attorney and go through, you know, an emotional process, an expensive process trying to get custody of the kids. So so the guardianship is a huge thing, especially for, you know, people who do have minor children. For older for older people, the the big thing is, you know, wanting to make sure that they aren't a burden to their children when they leave. They don't you know, so the big the hot button for them is avoiding probate.
Court Pitcher:Mhmm. They wanna make sure that once they pass away, that their estate and the assets in their estate transfer smoothly, and they wanna keep the government, specifically the courts, out of their affairs so that it makes things a lot better for their family. But but anyways, so those are kind of the two hot hot buttons depending on where they're at in their life.
Chris Picciurro:Well, yeah, I had five kind of components I wanted to chat about. You already nailed one as far as the guardianship for minor children and understanding that that you might have if you have minor children, right, and you are parents, you might have someone that that would be guardians for your for the kids or or the children would live with if something happened to you prematurely. However, it might be a separate person that takes care of the finances because sometimes you've got people that are amazing with children. You know they're going to get to the soccer baseball bowl practices. They're gonna attend parent teacher conferences, but they're just not that great with money and vice versa.
Chris Picciurro:And so so understanding that different people can play different roles, just in my practice, I've I've I feel that pain or that that stress of, I don't know who's gonna take care of my kids because they you know, we don't really feel like they're super responsible financially. Or well, that could be two separate people. Right? And and and whoever takes care of your children, there might be something in in, obviously, you know, life insurance could play a role as as far as a there might be something that allows that person that's gonna take care of the kids maybe to add on to their property or to maybe sell their property and get a larger property and and thinking through that. So
Court Pitcher:yeah. And you're hitting that's another you're hitting on another great thing, Chris. Like, we we encourage when we meet with clients and take them through our process, we encourage people to name their guardians, and we usually recommend they name a primary and an alternate so they have a backup in place. But then we recommend having their successor trustee, the person that's gonna handle the assets and the money and all that, we recommend that that's someone different than the guardian. Because then then there's accountability.
Court Pitcher:There's checks and balances. Whereas if if they named the guardian and the successor trustee as the same person, there's really no accountability. There's no there's no checks and balances. It's possible. I mean, you would hope it wouldn't happen, but it's possible that that guardian, if they also have access to the assets and money, could use some of those resources for their own benefit.
Court Pitcher:And and so when I explain that to people, they're like, oh, I don't want that because I wanna make sure our assets are there for for for our kids, not not anybody else. So so I'm glad you
John Tripolsky:brought that up.
Chris Picciurro:No. No. My pleasure. That's a great point. And, and I know.
Chris Picciurro:So we're gonna I can already tell you we're gonna have to have court back on in the future because we're gonna have an estate planning two zero one and some other interesting stuff. So I'm gonna try to keep it one zero one. But you mentioned something. One of the other components I wanted to touch on is understanding that, difference between a will and a living trust and understanding that one is a directive and yet the court system determines the the distribution of your assets, and one is is is, is you controlling your assets. So, you know, could you just give us, I don't know, a difference between those two documents?
Court Pitcher:Absolutely. So a couple couple differences. A will takes effect upon death. A trust takes effect goes into effect immediately once the documents are signed and notarized. It becomes a a living contract and an entity that that you manage and control and can do different things with throughout your life.
Court Pitcher:The other thing is a will, even though it provides directives, it does not avoid if all you have is a will, you're not gonna avoid probate. K? So all you have is a will and you pass away, even though it it gives lays out your directives, it the the estate is still gonna have to go through the probate courts. So that's why having a will and a trust is important. And then with the trust, what you wanna make sure is once you establish the trust, you wanna make sure that your assets are properly funded into the trust.
Court Pitcher:People ask me all the time, what does funded mean? What is, you know, what is funding? It just means to move or transfer assets into the trust, and as long as you structure that properly, then when you pass away, your family won't have to deal with the government. It'll completely avoid probate. So that's a very, very important step.
Court Pitcher:Very important step.
Chris Picciurro:I can't tell you how many times we've had, clients pass away, and they they created this they've got a really and now, you know, we're in the we're in the post pandemic era. Right? So think of maybe a virtual, but they've got that beautiful binder of all their documents and did and nothing got funded. None of their they didn't actually change anything, maybe a bank account, and they've got all their the the their property is still going through probate, and it's it's a mess. So, thank you for that explanation.
Chris Picciurro:I wanna kinda ask you about a couple other kind of things that someone should be aware of. Can you talk a little bit about, like, what a power of attorney is? And and I obviously, there there there could be medical reasons you would have that or financial reasons you can have that. It's a it's a takes a lot of trust to give you a POA POA. But, you know, I think especially for the risk a lot of times, if someone becomes incapacitated, that risk is higher than someone passing away, actually.
Chris Picciurro:Yeah. And it could be a bigger burden on their family, not to be morbid about that, but that that because it's usually, that's underinsured or not insured. So, yeah, could you tell me about a little bit maybe about the difference between a power of attorney and maybe a health care directive?
Court Pitcher:Yes. Absolutely. So we we in our in our document package, we provide a financial power of attorney and a health care power of attorney. So those are used if first of all, first of all, those powers of attorney are individual documents. So, you know, a husband will have his own financial and health care power of attorney, and the wife will have their own financial and health care power of attorney.
Court Pitcher:Usually, we name each spouse as the primary agent of those powers of attorney. The agent just means that's the person that's authorized to utilize that power of attorney in their behalf. K? So anyways, but those are documents that are used as you as you said, when if and when they become incapacitated. So if they become incapacitated, let's say they're they're in a a coma or a vegetative state and they're unable to communicate, the financial power of attorney is used by the agent to basically to handle their finances, you know, if they're in that type of condition.
Court Pitcher:It it spells out very specifically what powers and authority they have and what they do not have. So I tell clients all the time, you know, once you appoint that agent and they have that authority, it's not like they can just take that document, start selling off all your assets, raid your bank account, and run off to Australia. Know, they can't do that. Right. It's a fiduciary role, so they have to do what's in the best interest of of, you know, of that family's financial situation.
Court Pitcher:With the healthcare power of attorney, again, it's used if they're incapacitated. So if they're unable to communicate their healthcare wishes, that the agent is then the one that's authorized to work closely with the doctors and and make, you know, important health care decisions in their behalf. And then that leads to another document that we call the advanced health care directives, also known as the living will. That that document kinda helps take some of the big decisions, take some of the pressure on those bigger decisions off of the agent. Or or in other words, it helps the agent know what what that person would want if they're in a certain situation.
Court Pitcher:So what it says in our documents and and you'll you'll be able to tell how many of these I've done because I've got this memorized. But what it says in your documents is if you have a terminal condition or you're in an irreversible coma or a persistent vegetative state that doctors believe to be irreversible or incurable, what would you want to have happen? Do you want them to do you wanna elect to have them do everything to continue to prolong your life? Or do you wanna put limitations in place, which basically means start the process of pulling the plug? But that's a very important document to have if if you're, you know, if you're ever in that type of situation.
Court Pitcher:Because then it it's basically that document is your voice in the event that you cannot communicate if you're in that type of condition.
John Tripolsky:Cord, I I got a question for you. So it's going back a little bit to your your explanation of kind of what what drove the decision to create legacy lock was unfortunate situation, but I think it led to the fact of, you know, it it happens to a lot of us, whether it's now or later. And Mhmm. It it's almost like the million of analogies and stories we can come up and say, oh, I wish I would have known back then when I know back now. Or back now.
John Tripolsky:I know now what I knew back then. Right. Or the other way around. So let me ask you this question too. So I'm sure you guys either see this a lot now or you have in the past.
John Tripolsky:Right? Like and I'm saying this kind of from the heart because this was me at one time. Right? Where do you have individuals that say say you have a younger married couple, business owner on one side, w two is basically a full time employee on one side, kind of your your average 20, 30 somethings, no dependents, no no children, say they own one house, vehicles, all this stuff, and they say, oh, well, know, I don't need to worry about anything because I'm good. I'm I'm healthy.
John Tripolsky:I'm young. Whenever I die, they're just gonna get it all anyways, in in that case. But then, say, you know, they're kind of the young young and dumb, a little bit of that term. But then, say you start to say you have one child. Right?
John Tripolsky:Nothing's still planned out. And then, say you have another child. Nothing's still planned out. So what would be your advice to anybody who's a little bit younger than that, or, you know, maybe a little bit older? And I I say this too because it is why I love Legacy Lock, and this is kind of where I'm going around in this circle, is that you guys are you're accessible.
John Tripolsky:Right? It's it's all online. Because I mean, even to this day, right, even if I know exactly what I'm going into an attorney's office for, it's almost like I'm walking up to a counter to pay, like, a parking ticket. And you're just like, oh, I I don't know exactly how this is gonna go, but, you know, I'm a little bit intimidated. I know that sounds ridiculous, but I'm sure it happens with a lot of people.
John Tripolsky:So so again, that's that's why I love what you guys have created and kinda what you spoke on. But what what's your advice to somebody like that? And I'm sure you're gonna say the earlier, the better, but then maybe back it up with a little bit of, you know, how we you just just brought up a living will. Right? So things can be changed and should be changed as time progresses.
Court Pitcher:Yeah. Great. This is a great question, John, because it comes up all the time. People ask us all the time, especially especially younger people, you know, that have that are younger, have younger families, they're just kinda getting started with things. You know, as as Chris alluded to earlier, there's a perception out there that trusts are only for the wealthy.
Court Pitcher:Trusts are only you only need a a will and trust when you when you have more assets. That's that's not true. That's that's that's a myth. So again, people ask me all the time, how do I know if I need a will and trust and powers of attorney and stuff? And the answer is pretty simple.
Court Pitcher:If you're if you're if you have if you're married and have children or even if you're divorced and have children. Right? Especially minor children, you should have what? If you if you own a home and have equity in your home, if you have money in your bank accounts, if you have retirement accounts, life insurance, which everything I just said, most people, that's their situation. That's what they have.
Court Pitcher:Right? So basically, if if they if they have those things, they really should be looking to get these essential documents in place because, again, you know, we I think we have a tendency to think that we're immortal, like nothing's ever gonna happen to us, But life, you know, life throws curveball curveballs. Things do happen, and and, you know, it's better to have those things in place and have the peace of mind and the confidence that if something happens, when something happens, there's a plan in place, and, you know, your loved ones are gonna be cared for and provided for. In fact in fact, I wanna just share this real quick.
John Tripolsky:Yeah. It's okay. Please do. Absolutely.
Court Pitcher:Not long after I came into the business, there were a couple advisors that were a part of our firm, very, very successful guys. Got in a, they were they got in a tragic, plane crash coming back from a seminar that they had done. And both of them were, you know, married and had children, and we had a big client event planned probably like a month or two after they had passed away, and we invited, both spouses to speak at that event. And I was blown away just because it was so close, you know, to to when their husbands had passed away that I I just didn't think they would accept just because of how emotional things were and but they did. And they when they got up to speak, I mean, we're in a big huge ballroom with probably over 500 people there.
Court Pitcher:And they got up to speak and I just I'll never forget that. But one of the guys, his wife said something I will never forget. She said, I am so glad grateful that my husband practiced everything he preached to his clients. Because he did, even though he's no longer physically with us, he is still providing for our family. And that hit me so hard.
Court Pitcher:I was like, man, that's powerful. That shows that he really cared about his stewardship, shows that he really loved his family. And thank goodness he he did practice what he preached because it made a huge difference for her and her children. I mean, they've now been able to go on and and do great things themselves, and it's all because of how he planned and and that he, you know, literally practiced what he preached.
John Tripolsky:No. That's a again, unfortunate situation, but fantastic Yeah. Story that shows the power of it. Right? And, yeah, you you guys are not in the business of selling bubble wrap, so things don't happen to people.
John Tripolsky:But you you you are giving them a a plan, because it will come eventually. There's It will. You know, that solution hasn't pit us yet. Right.
Chris Picciurro:Dry yeah. Stress is expensive, so you've got and and to to alleviate that. Wow. Well, I will couple couple more one more thing I and then I'm you know, because we kinda talked about when someone would want to start the process of estate planning and have a living trust. What are situations where someone because I've seen this situation.
Chris Picciurro:What are situations where someone would would actually want to change it? So for instance, I'm thinking about people moving states, people buying maybe an investment property in another state. So for, you know, I mean, if that could because there's jurisdictional issues, and and and what if, maybe, two or the three things where someone would say, you know, I did my estate planning, but I might wanna work with someone just to take a a fresh look at it. Maybe children maybe their children got married. Maybe their children got divorced.
Chris Picciurro:I mean, there's a lot of situations, but just kind of common common situations.
Court Pitcher:Yeah. Okay. Yeah. This is a great great point here too. And and one of the valuable things about our about our pro program is, you know, our clients pay a one time upfront fee that's that's usually less than what they would pay elsewhere.
Court Pitcher:But then one of the unique things with our program is they can make changes, updates, and restatements to their trust anytime they want for the rest of their life for only $30 a year. Wow. That's not a month, that's that's a year. Thirty dollars a year. Whereas if they're working with an attorney, that attorney's gonna pay charge a higher upfront fee and then they're gonna charge their hourly rate anytime they wanna make changes.
Court Pitcher:That can add up to be quite a bit of money over time. Yeah, yeah, exactly. So that's one of the great things about our program is we can help people make changes. You know, some of the common changes, Chris, are, you know, maybe changes to their guardians, who they want for guardians. Right?
Court Pitcher:Maybe they named their their sister, and then they had some, you know, some kind of clash with the sister, and so they decide, I wanna change that. They may wanna change their successor trustees. They may wanna change their beneficiaries or how their you know, the percentages that go out to their beneficiaries. They may wanna change who they want as agents on their powers of attorney. Lot of different things that that that they may wanna change just as life goes goes along and and we can help with that.
Court Pitcher:The other thing is even if they have an existing trust, let's say it hasn't may they have an existing trust, they haven't updated it in a while, they wanna make some changes, we can do that. We can do that for them. So so that's that's a nice thing for people.
Chris Picciurro:That's cool. Well, I am I know that we'll you know, we're gonna leave, if if you're listening to this and it's resonating and you're thinking either yourself or someone in your family has has maybe just needs to talk to someone about estate planning, let us know. We will put a link in the show notes. Just make sure that you you know, if tell them you're part of the teaching tax law community, and you're gonna be able to get a an initial consultation that's complimentary to because I, you know, I know how court and I know how your op how your team works. Similar to our private CPA practice, we like to talk to people upfront, see if we're a good fit.
Chris Picciurro:And you might talk to someone and they say, gosh. You did a great job. You know? Pat on the back. Or you might say find an opportunity to to help them out.
Chris Picciurro:Now I'm gonna dust something off that we haven't hit. This podcast where gosh. We've been doing this for over two and a half years now. I don't know why I stopped doing this. So, Court, I apologize.
Chris Picciurro:You're gonna get put on the hot seat because I'm gonna ask you some rapid fire questions not related to, estate planning. So we'll end on kind of a fun fun happier note. But although it is again, stress is expensive, so definitely think about, think about that. And and and we're gonna have you back on. We're gonna do some two zero one.
Chris Picciurro:We're gonna do some other stuff if you if you're if you're willing, we'll just hunt you down. Alright. So here are my rapid fire questions. What your favorite sports team?
Court Pitcher:College or pro? Both.
Chris Picciurro:We'll give you a bonus.
Court Pitcher:Okay. My favorite college team is Nebraska. I'm a huge Nebraska Cornhusker fan. Have been for a long time. I own a lot of Nebraska stuff.
Court Pitcher:Go out to one or two games every year, so big Nebraska fan. I'm probably more of a college fan, college sports fan than than even pro, but I love the pros. So on the pro level, I like the Dallas cowboys. Hard to say right now because they're, you know, not in a good place, but but still a big fan. So
Chris Picciurro:We understand. What's your favorite cereal?
Court Pitcher:Favorite cereal?
Chris Picciurro:Yeah.
Court Pitcher:I know this may sound kinda weird, but lately, I've been on a cookie crisp kick. So cookie crisp, cinnamon toast crunch, and and you can't go wrong with, Captain Crunch either.
Chris Picciurro:So I'm a big Captain Crunch fan. I like the I like that. Alright. My last one. What's your ideal weekend look like?
Chris Picciurro:You're probably gonna tell me, listen. I wanna go to a Nebraska Cornhustler game. We're gonna play Oklahoma because they're not in our conference anymore. We're gonna whip them. We're gonna tailgate, and then we're gonna but but, yeah, what are some what are what's an ideal weekend for you?
Court Pitcher:Ideal weekend, Going out on a date with my wife, for sure. Gotta have date night. Going out on a date with my wife. I I like to get outside, get outdoors. We we've gotten really into pickleball, so making sure we play some pickleball.
Chris Picciurro:Oh, boy. Okay. Just
John Tripolsky:made Chris' day.
Court Pitcher:Oh, alright. Alright.
Chris Picciurro:Of course, let's when you get back to Nashville, you gotta come play with us. We actually have a sponsor that's a pickleball apparel and lifestyle company. Yeah. So
Court Pitcher:Oh. Alright.
Chris Picciurro:Yeah. Well, that wasn't even a plan. John, you should be proud of me because I did not this is, like, the first episode I didn't mention pickleball in I am
John Tripolsky:extremely proud of you, sir. I I will give you a bonus point for this one.
Chris Picciurro:So good work. You got into ball. That's fine. Do you does your wife play also?
Court Pitcher:Yeah. We've gotten into it together. So that's that's been great. It's been a lot of fun. So and then just be you know, just being with being with my kids, being with friends, just we'd enjoy the social interaction.
Court Pitcher:So but then we also love to travel. So any weekend we can get away and go do something fun elsewhere, we love doing that too.
Chris Picciurro:Well, I've got one do you listen to any I shouldn't do they're not a podcast sponsor, these guys, but do you listen to any pickleball podcasts?
Court Pitcher:No. I don't.
Chris Picciurro:Okay. I found well, there's a couple that they're not not too many good ones. There's one called four point o to pro, obviously talking about duper scope rankings. And I've mentally, on the court, it's helped me take it up another notch. And they're only, like, twenty, thirty minutes, and they're talking about either one specific shot or one specific strategy, and, it's helped me not be as bad.
Court Pitcher:Okay. Well, I would I would, I would welcome anything you're willing to send me so that we can, so that I can listen to that and obviously wanna better my game. So that would that would be great.
John Tripolsky:Alright. Well well, you know what? I gotta cut this off, because you guys all talk about pickleball all day. And I'm and I'm the and I'm not only the dumbest guy in the room on this conversation regarding estate planning, but I'm also the worst pickleball player out of this this trifecta. But, yeah, Court, thanks for thanks for meeting us up and and talking through this, man.
John Tripolsky:We we really appreciate your time.
Court Pitcher:Thank you. This has been a pleasure and honor to be always an honor to be with you guys and share this valuable information with your community. We're very grateful. So
John Tripolsky:Absolutely. And, yeah, we'll have you back on sooner than you probably like, so we'll just keep pounding you until you do it. So I'd love We appreciate it. And for anybody that's listening to this as well, I think, Chris, you had mentioned a little bit earlier, look in the show notes here. We're gonna drop some links in We'll put a link directly in the legacy lock.
John Tripolsky:You can go ahead and check that out as well. I'm really impressed with what you guys have, and usually, I'm a I'm a tough customer to please. And, you know, my wife would probably attest to that as well too. She's like, man, you are like nothing ever you never give it a a five star review. It's always like a 4.9.
John Tripolsky:You guy you guys are up there, man. So great job. And, yeah, look in the show notes. Anybody that's listening or watching this, check that out. Check out those guys at Legacy Lock.
John Tripolsky:Court will see you soon. And for anybody that's watching or listening to this, here's a challenge for you. If you haven't planned yet for what we talked about, even if you don't go in and do it right now, just think about how bad it's gonna be down the road for other people in your life if you don't do that. So that's kind of a little challenge there. I heard somebody say that maybe two weeks ago, not related to this, but I'm like, wow.
John Tripolsky:That kinda hit me. Hit me in the head. It's not the plan to fail, fail the plan kinda deal, but pretty close to it. So kinda take that to heart, and we'll see everybody back here next week on the podcast. Different topic, different day, roughly the same time.
John Tripolsky:Have a great week, everybody.
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