Ep. 152 | OB3's Impact on Small Businesses
Download MP3Hey, everybody, and welcome back to the Teaching Tax Flow podcast episode one five two. That's right. One fifty two, we are looking back a little bit deeper into the one big beautiful bill act, o b three, but this one specifically, what that means for small businesses. So before we get into this one specifically, let's take a brief moment and thank our episode sponsor.
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John Tripolsky:Alrighty. We are back here again on the teaching tax flow podcast here, joined as always by my wonderful cohost. I was gonna say one big beautiful cohost, but that is completely not what's happening. You know what? We know we know you're a beautiful specimen there, Chris Pacquero.
John Tripolsky:What's happening, brother?
Chris Picciurro, CPA:Are you gonna say one big beautiful bald? Another and then an a word. Dude. OB three. But I guess maybe today you would.
Chris Picciurro, CPA:I don't know. Oh, that is amazing. But that's alright. I'm this always makes my day or do this podcast.
John Tripolsky:Hey. You know what? That that may be the best acronym we could ever come up with on the
Chris Picciurro, CPA:on this. Yes.
John Tripolsky:Alright. Well, let's let's wrap ourselves back and do, something that we don't not just us thinks are funny. So regarding the this act. Right? So we're looking at how it relates to small businesses.
John Tripolsky:I'm excited about this one because, obviously, a lot of our audience, listeners, community members, either they're in business already. They, you know, they're thinking about it. They're in process of it. For those of you that are listening that are not real estate investors specifically, here's a reality check for you. If you ever do invest in real estate, hey.
John Tripolsky:You're a business owner. Technically, you've done. Right. Right, Chris? Or am I wrong in
Chris Picciurro, CPA:saying investment and and right. And in this podcast, when we talk about small business owners, it doesn't necessarily mean your business is small. It really you know, we'd like to use the term closely held businesses, meaning it's it's a small ownership group. It might be one person. It might be a couple family members.
Chris Picciurro, CPA:You know, typically under five people own the business. So, yeah, we have some clients in our private CPA practice that are we would call them small business owners, but it's really just a small ownership group. Their business can be big, so closely held business. But, yeah, what what I think, you know, the IRS based on some of the rules and and when you could be accrual basis versus cash basis, they look at, quote, unquote, small businesses as about $20,000,000 or less of revenue. So that's that's pretty significant amount of revenue, and the vast vast majority of businesses are definitely under that revenue amount.
Chris Picciurro, CPA:So, yeah, we're gonna jump into OB three. Yeah. You know me, and we've already talked about some real estate, some individual provisions, and it the bill was or some people like to call it HR one, but the bill was very friendly to business as we could expect. It is kind of a extension slash cousin of the Tax Cuts and Jobs Act of 2017. So there's some things that were that are very similar in OB three than TCJA.
Chris Picciurro, CPA:John, we're still waiting on your sound effect for the acronym that has
John Tripolsky:Don't worry. They play in my head every time we say them, and I'm trying to think of one that just doesn't yeah. You know, we had we did have cows mooing in one we did way back in the day. So maybe, you we're just
Chris Picciurro, CPA:want yes, but the the chickens are sound still want their sound effect.
John Tripolsky:We'll come we'll come up with a good one. Let's see. Hold on. We'll we'll cut it in right there. And right there.
Chris Picciurro, CPA:Whenever we use an acronym, that's our new one. So so what is yeah. What did OB three do for business owners? And in no particular order, we're gonna highlight the top provisions, that that are primarily beneficial when you talk about lower tax rates. The first one is gonna be the extension of the QBI deduction.
Chris Picciurro, CPA:That stands for oh, wait. That's another acronym. Right? Qualified business income deduction or section one ninety nine a. And this deduction, the special deduction came about during the Tax Cuts and Jobs Act.
Chris Picciurro, CPA:It was set to expire after 2025. It got permanently extended. And what the QBI does is it allows a taxpayer up to a 20% deduction based on their business income. Now there are some limitations based on income. There are limitations based on if you are in a SSTB, which stands for specialized service trader business.
Chris Picciurro, CPA:We did talk about that designation with Brady Weller, who was on our QSBS. Oh, not another acronym. You know, if you're if you're if you're an SSTV, you're not eligible to get the QSBS, you know, tax free capital gain.
John Tripolsky:You keep dropping all these acronyms, you're gonna become a real pita. I know. P I t a in my editing world.
Chris Picciurro, CPA:I know. I know. It's gonna be a now you just have another acronym. But but it's not a that's not really a tax acronym.
John Tripolsky:That one don't count.
Chris Picciurro, CPA:So you can get up to a temp 20% deduction. If you're phased out based on income, you could potentially get up get a QBI deduction based on the wages your business paid to other people or that you're allocated or assets. UBIA, I know you love love this unadjusted basis in assets. So the point is, when you think about this deduction, the one section one ninety nine eighty deduction slash QBI, It's a deduction that's taken on a personal tax return. If you receive K ones, typically, check out our other episode on K ones for dummies.
Chris Picciurro, CPA:We don't think you're a dummy but we kinda like that term that that episode. If you receive a k one from my partnership or an s corporation, there are things on that k one that are really important that help you take that QBI deduction, and you could you could have several different businesses that are feeding into that one deduction. So really powerful tool up to a 20% deduction. We do a lot of tax planning in the private CPA practice, and we you know, John, in all seriousness, we've seen a spike in listeners and people in our private Facebook group wanting to do personalized tax planning with us through teaching tax. So so they're very happy with their tax professional, and and they realize tax planning and strategy complements that.
Chris Picciurro, CPA:So we're doing some one on one a la carte work with them, and one of the things is maximizing this this qualified business income deduction. So that's probably the lowest the the the biggest news for I'm actually I'm gonna put that as number two. That's the number two biggest news for business owners. Now number 100% bonus depreciation is made permanent. Remember under the Tax Cuts and Jobs Act, bonus depreciation went to a 100%, and there was a phase out.
Chris Picciurro, CPA:Meaning, it was reduced year by year and in 2023, bonus depreciation went to 80%. In 2024, 60%. Here in 2025, bonus appreciation is going to be set to 40%. When you what bonus depreciation is, it's it it is a provision that allows you to deduct the entire amount of of asset purchase instead of write it off over five, seven, or fifteen years. And when that went to 40% here in 2025, that significantly decreased the tax benefit of purchasing new equipment, doing cost segregation studies on real estate assets, and now that's back up to a 100% for assets placed in the service, I believe, after January 19.
Chris Picciurro, CPA:So big, big win for business owners, real estate owners. We are going to see a huge spike in cost segregation studies. We do have a special episode on cost segregation studies in t in our in our podcast catalog. And so Bertie told me that we might have to revisit that later this year as well. So.
John Tripolsky:And and, Chris, I'm really happy that you mentioned that 100 depreciation. Not know, it's made permanent, but not even just that, you know, what it is. Right? And for those of you that aren't familiar with that, I think now is probably a pretty good time to, you know, mention, okay. That doesn't mean you go out and buy a half million dollar equipment.
John Tripolsky:You take a 100% deduction this year, and you sell it next year, and you're free and clear. Right? We don't have to get into depreciation recapture at all. Right. But Right.
John Tripolsky:Just letting everybody know
Chris Picciurro, CPA:I don't
John Tripolsky:think that is not a free card. Listen to this. You're you're surprised that I know what that is.
Chris Picciurro, CPA:Up there. Is. I never thought a depreciation recapture would come from your mouth. So this is impressive.
John Tripolsky:Can you and it came out so and so natural. Right? So, yes, I know what that is because I was one of those people that thought, why can't you just once it's written off, quote I'm doing air quotes for anybody that, you know, isn't watching this. Written off. Oh, well, great.
John Tripolsky:Then I can get rid of it and, you know, I'm good. I'm good. I just made all my money back and, you know, did all this stuff. There's it's not that easy. So we won't get into it, but I do wanna mention that if anybody's wheels are turning, that you have a not a scapegoat, but a shortcut.
John Tripolsky:Doesn't exist that way. But so I'm glad I made you proud today.
Chris Picciurro, CPA:Look at that. That is the it's a proud moment. I think one of the the next thing I'm gonna talk about for business owners is something that we're not a lot of people are thinking of right now. I actually think this is might be the biggest opportunity, no pun intended, with OB three. I'm gonna drop another acronym on you just to get your feathers ruffled.
Chris Picciurro, CPA:QOZF. Oh, what is that? Qualified Opportunity Zone Fund. So OB three extended and reformed those qualified opportunity zone fund programs with new compliance requirements and extended exclusion windows for capital gains. So what that means is that if you have any type of capital gain, it doesn't have to be real estate and you have to do the ten thirty one exchange.
Chris Picciurro, CPA:We talked about that ten thirty one exchange in our podcast episode of the OB three for real estate investors. Any type of capital gain, you could actually defer it using opportunity zone funds. And this has not only been extended, but it's been enhanced because it was you know, back when the Tax Cuts and Jobs Act first came out, opportunity zone funds were very prominent because of the tax deferral and the step up in basis. So I think this is something that a lot of people are overlooking, and we are going to lean into. We are working right now.
Chris Picciurro, CPA:We are efforting, as they say in our business, in in getting a special guest on to specifically talk about opportunity zone funds and their tax benefits. So I'm excited about that.
John Tripolsky:And I look forward to that one too because that's one that I don't know a whole lot about. You know, I say some things that roll off the tongue easy. But OZ funds, I'm not I'm I'm pretty in the dark with those personally, so I look forward to that one.
Chris Picciurro, CPA:When that's something to consider, yeah, there there are a lot of compliance requirements when it comes to, you know, just buying a property in an opportunity zone doesn't give you tax deferral. You have to have a qualified opportunity zone fund. And and we're gonna dive into that in a future episode. And but if you have questions, jump into our defeating taxes private Facebook group. We 're happy to answer them.
John Tripolsky:And, actually, Chris, on that note too, because I know we do have that plan here. I don't I don't have the number in front of me, our our tentative date for that, but it's definitely within the next month, I believe. Anybody that's listening to this, send us the questions that you may want answered on that podcast ahead
Chris Picciurro, CPA:of time.
John Tripolsky:And we'd love to whoever the guest is on that, we'd love to put them out there. So if you have some questions or you know nothing about it, even tell us that you know nothing about it and you're interested in
Chris Picciurro, CPA:it would be helpful. Absolutely. And I I think feel like I feel like we're broken record sometimes, but our our people in our community, the teaching tax flow community, the voice of tax planning, by the way, you drive our content, not us. You know, we've got some we've got some spreadsheets and some things in the cloud that I mean, it could be John, I remember I was telling you when I was up in Michigan in July, ran in randomly ran into a friend at a smoothie shop. It's because my daughter was was was badgering us for a smoothie and having a discussion with her, and it actually led to a whole podcast episode.
John Tripolsky:Mhmm.
Chris Picciurro, CPA:About what to consider when you're changing jobs, which is a very popular podcast. Absolutely. Know where the content's gonna come from because the the people drive it. What, you know, what what your concerns are as a taxpayer, as a tax professional, you know, drive this content.
John Tripolsky:Yeah. It's like dad jokes. We can tell dad jokes all day long. We're the only ones that think they're interesting and funny. So if we keep talking about all the topics we think are interesting, you know, that's not what everybody wants.
John Tripolsky:So it's always always good to have the community drive.
Chris Picciurro, CPA:Absolutely. So the next and, you know, what I call the big provisions with OB three. The next one is another big one. Now we've got some other ones we're gonna talk about at in a couple minutes, but I call these this the fourth of the big four. The salt tax deduction raise and the PTE workaround.
Chris Picciurro, CPA:Oh, no. No. Two more acronyms.
John Tripolsky:They're coming out of left field. We're gonna we'll put them subtly in these. We don't wanna turn this into a Star Wars film.
Chris Picciurro, CPA:Right. Remember, one of the three laws of teaching tax law, tax agencies are your involuntary business partner. Tax laws are in the encouraging, discourage certain behavior. So when o b three was working through the senate and the house narrowly passing, they had to put some provisions in that made both sides of the aisle happy. One of those things was increasing the state and local income tax deduction.
Chris Picciurro, CPA:That's what we call SALT tax deduction. When you itemized your deductions, it was only at $10,000. That increased to up to $40,000 per year when you itemize your deductions. That that obviously helped high tax states. Cali oh, we always talk about California, New York, New Jersey, Pennsylvania, Virginia, Michigan, Ohio, you know, Wisconsin, Minnesota.
Chris Picciurro, CPA:These are states just off the top of my head that tend to have a higher income tax. And so, John, if you live in Michigan and you paid $60,000 of state of Michigan tax, you were only able to deduct $10,000 of that on your federal tax return previously. Now you could deduct if you're married up to $40,000. There are some income phase outs there. Step two, there's something called oh, there's that second acronym.
Chris Picciurro, CPA:P T E T. Sounds like a medical test. Right? It does. How many have for the P T E T?
Chris Picciurro, CPA:Let me get the machine ready.
John Tripolsky:It really
Chris Picciurro, CPA:beep beep beep beep. E t e t stands for pass through entity tax. So what's what happened was, let's say you're an s corporation shareholder in the state of Michigan. You're paying $60,000 worth of state state income tax personally, and you're getting a deduction for only a fraction of that. You could make a pass through entity tax election, have the s corp pay the state tax on your behalf.
Chris Picciurro, CPA:Okay? So you're still paying the state tax, but it becomes a federal tax deduction, and you get a deduction for the entire $60.00. So, the point is if you're a business owner, you're paying a significant amount of state and local income tax. That doesn't even include any, like, is it local taxes? Like, if you work in the city of Detroit, city of Grand Rapids, in in Michigan's case, New York City.
Chris Picciurro, CPA:Now, between the increased salt caps deduction and the PTET workaround being preserved because that PTET was some states adopted it, some states didn't. There was some question as to the if the IRS is gonna allow it. They said, okay. That's fair. We're gonna allow it.
Chris Picciurro, CPA:This has really helped business owners in these higher income tax states do what I think is personally, I think is fair, allow them to deduct the state tax they're paying on the federal tax return. So those are the big, big things.
John Tripolsky:And, Chris, on that one specifically, right, I I think it would I I would regret if I don't say this. Right? So the way you just described that, right, I think is a perfect, like, a five star review of what tax planning could actually be like. Right? Because if if somebody's a, not familiar with something, but then they're also, you know, not familiar with how to truly execute and plan for something like that, you're you're in I mean, I wouldn't say you're in trouble.
John Tripolsky:You're missing out on opportunities, but you can't get in trouble. Right? Because I I mean and I say this personally. I don't think there's any shortage of information on anything on the wonderful, you know, worldwide web that we have now. Right?
John Tripolsky:But I think where a million things, you know, fall short, and that's what everybody was listening to. This this is what we try to get around is we very rarely will say something or discuss something and not give a little bit more insight on how to actually see it through. Right? And that's obviously, we can't do it all because everybody's situation is different. There's no easy tax return, etcetera, etcetera.
John Tripolsky:Right. But the way that you really described that one really stuck with me because you said it, you explained what it is, and, you know, we kinda wrapped it up as, like, this is a piece of something, and you need to plan for this. It's not there's not a box you check and say, yes. I wanna do this.
Chris Picciurro, CPA:Yeah. I'm gonna get a T shirt that says ideas are cheap. Implementation is valuable. We say it all the time in our private practice, and you nailed it. There isn't over there is too much information out there.
Chris Picciurro, CPA:Mhmm. It it can confuse people, and they don't know what applies to their situation. That's why it's great to have a lot of information, but it's important to work with a tax professional that can apply all the stuff to your situation.
John Tripolsky:Yeah. I mean, think about it as it relates to everybody now, you know, that has an email address. Right? Twenty years ago, you got an email. You knew it was for you.
John Tripolsky:Like, it was not junk mail. It was for you most likely. You read every one of them. Right? Now you maybe read one out of 20 emails you get because most of them are junk.
John Tripolsky:Like, it's where there's an overabundance of stuff out there.
Chris Picciurro, CPA:And, again, your email basically filters out what they think is important, what they think might be important, and what they think is junk.
John Tripolsky:Exactly.
Chris Picciurro, CPA:And then you make rules, obviously, but absolutely. Mhmm. It's it's crazy. Well, let's jump back. Let's wrap up here with a couple of the maybe lesser known rules.
Chris Picciurro, CPA:I I maybe they're not lesser known. They're just not gonna apply to as many people, but the people they apply to, it's super important. So the first one's gonna be the expansion of the FICA tip credit. So if you are in the restaurant business and you know that you get a credit on your tax return for FICA, which are payroll taxes paid to your employees and and reported through payroll. Why why would employer get a credit?
Chris Picciurro, CPA:Tax laws are encouraging to discourage certain behavior. Gee. Because a lot of these tips maybe weren't getting reported. So the government said, look, employer. If you report the tips properly, we're gonna give you a credit for it.
Chris Picciurro, CPA:And you and that's why you see a lot of in my opinion, see a lot more restaurants basically saying, we're cashless. We want we want everything going through our register. Well, this tip credit expanded to the beauty and service businesses. So, obviously, with my hairdo, I'm not gonna get into the beauty into the the salon often, but but it was usually limited to food and beverage. Now if I get tip credit now extends to salons, spas, aestheticians, and wellness businesses.
Chris Picciurro, CPA:So, John, when you start working on that dad bod, you can the tip you give, yeah, that that employer can give a credit. And employers can claim a dollar for dollar credit on FICA taxes they pay on reported tip income. And remember, we have an episode. What a long episode, a long time ago, We talked through, and this is important, the difference between a deduction and a tax credit. Tax credits are better in general than tax deductions.
Chris Picciurro, CPA:Absolutely.
John Tripolsky:If you already forgot about that one.
Chris Picciurro, CPA:Yeah. That was a great show. Make sure you report things properly.
John Tripolsky:Absolutely. And now we think about that too. Right? There's there's a couple restaurants that we go to in town, you know, our little town here that have gone yeah. They've gone cashless, really.
Chris Picciurro, CPA:Mhmm.
John Tripolsky:Interesting. I and that would make sense why. Right? Because you're literally forcing you're forcing people to adopt to it.
Chris Picciurro, CPA:Right.
John Tripolsky:So makes sense.
Chris Picciurro, CPA:So for employ a couple another one. Let's talk through a couple more for employers. So there's an increased, dependent care limit. So when you talk about, childcare, dependent care, you tip you have two options. You typically can put money in if your employer allows it pretax through your pay through through your w two, and that then they you you're reimbursed or for the day care you paid, but you're getting it off of your w two, or you could just pay it out of pocket and take a credit for it.
Chris Picciurro, CPA:So starting in 2026, employers may now allow workers to contribute. This is a higher limit up to $7,500 annually pretax in in the to for to depend for dependent care. And that used to be only 5,000. And as you know, John, luckily, my kids are out of the out of the daycare age. I wanna know where the
John Tripolsky:heck somebody's find a daycare for $7,500 a year.
Chris Picciurro, CPA:Well, no. They they doesn't say that. Just it's say it's saying that they at least this first $75,000 is pretax under affection one twenty five plan. So that's pretty good.
John Tripolsky:That makes sense. Yeah. These these little these little minions are pricey. Everything helps.
Chris Picciurro, CPA:Well, because, John, now that those contributions are exempt from federal tax, Social Security, and Medicare tax. So it truly is now when you're taking your first $7,500 with the day care expenses and making it truly pretax.
John Tripolsky:Nice. So that's a good one. Yeah. Of course, this would come out when, you know, when we have eight months left of day care for
Chris Picciurro, CPA:our Oh, I know.
John Tripolsky:I know. Child. Right? But it's all good. Everybody else can benefit.
Chris Picciurro, CPA:Now employees, and this affects more employers, but it gets considered small businesses, but employees can deduct up to 12,500 and over qualified overtime compensation even if they don't itemize. So this is gonna fall on to the employers. We're gonna actually talk about this particular change in more detail. We're probably just gonna do a podcast episode on that because the w two just got redrafted, and there's some changes to it that I think are important. So this kinda this affects, employers, I got business owners, not necessarily it doesn't necessarily benefit them on a tax perspective, but it definitely changes their tax compliance.
Chris Picciurro, CPA:Let's put it that way. That's why we want to put it into this podcast episode. I'm gonna and I'm gonna finish with so that's the overtime deduction. Now the tip income deduction for workers. That's another thing that employers I don't to say they're burdened with it might be a little harsh, but employers now have to properly report qualified tip income.
Chris Picciurro, CPA:So taxpayers in customarily tipped occupations may deduct up to $25,000 of cash tips per year from their income. And it actually applies to gig workers also. Remember, we have a whole episode on gig workers.
John Tripolsky:Right. So even, like, there's worker drivers.
Chris Picciurro, CPA:For the employer, yes, we we are gonna do more content on this, but with the employer, you have to determine is someone customarily to a customarily tipped occupation. IRS is gonna provide guidance. And if the business is an SSTB, oh, and not again, server specialized service trader business, then then what we think right now is that those tips are still gonna be taxable.
John Tripolsky:Mhmm. And this is something obviously the IRS is gonna expand on, provide the guidance right now. It's just kinda it's there. It's out
Chris Picciurro, CPA:there. Right? Why we put it in this podcast episode, if you're an employer with w twos, just be talking to your payroll service company, your tax professional about the new tip rules and the overtime rules. And then let's celebrate my top four. Let's right?
Chris Picciurro, CPA:Section one ninety nine a, I a k a qualified business income deduction. Bonus depreciation back to a 100%. Opportunity zone funds and assault tax deductions slash PTE workaround. Ultimately saying your state income tax with the proper planning will be deductible on your federal tax return for, these business owners.
John Tripolsky:Awesome. Awesome. And, Chris, I know you came up with this list probably while you're, you know, either in the shower. You know, I can't say using shampoo. You know, drawing it drawing it in the shower tiles, you know, your top 10 or sitting there reading your, your periodicals.
John Tripolsky:You know, magazines is what we older folks call those things that are printed, you know, next to the the toilet and the restrooms reading up on this stuff. But as you mentioned, I'm glad you went through this list. I know we talk about them kinda casually just in conversations, me and you and with clients and community members and a lot of it. Right? There's direction with it, but there's not there's nothing concrete with a lot of this from the IRS.
John Tripolsky:Right? You're we're taking this thousand page full document that is extremely overwhelming to anybody with a pulse if you were to look at it as one thing. We're taking out these little bite sized chunks of it, digesting it, talking about it as it is, and who knows? You know, we're here we are talking about this stuff here in September. It's likely gonna change a little bit.
John Tripolsky:It's gonna get tweaked. Right?
Chris Picciurro, CPA:Yeah. I mean, the rule the the I don't think the tax laws are gonna change, but what happens is just because a law changes, right, now it's up to the IRS to interpret it interpret it and how it's going to be ruled on, how it's going to be enforced, and that's where we'll see what happens. We have some guesses right now, but, yeah, we're gonna see how it goes.
John Tripolsky:Yeah. Yeah. So we'll we're here if anybody has any questions the best we can. I mean, again, we don't I mean, why should I say we, Chris? I mean, obviously, I don't have many answers when it comes to I mean, hell, I said, our depreciation recapture, and I I thought Chris was about to start lighting candles and fireworks for me.
John Tripolsky:I had a proud friend moment there. But, yeah, it I'm I'm you know what? We're gonna make a reel out of this, and I'm just gonna play it. It's gonna be your ringtone when I call now. I'm just gonna Alright.
Chris Picciurro, CPA:That's cool.
John Tripolsky:It'd be fun. But yeah. I mean, probably and, Chris, tell me if I'm wrong. Right? I think it's the business owners, taxpayers, as a whole, things like this are great just for you to be aware of them.
John Tripolsky:Right? And I think too if your tax professional probably is is keeping in tune with the stuff is probably gonna relay information to you as well it comes. But, again, the tax planning part of it, just you knowing what's on the horizon is a huge, huge benefit just for you to be aware of things. Right? Because who knows?
John Tripolsky:Some of these may change the way that you are growing and expanding your business. Who knows? It may it may direct things in certain ways, pro or com, but I look forward to these episodes we got coming up. Chris, I know you mentioned some really good topics, personally interested, you know, myself, so I imagine some others are as well.
Chris Picciurro, CPA:Absolutely. As in as IRS guidance comes out, we are gonna keep you updated. My best tax advice to you right now, it's completely free advice. People pay a lot of money for our advice in the private CPA firm, to be honest with you. Just subscribe to the teaching textile YouTube channel.
Chris Picciurro, CPA:I know it sounds like self promotion, but trust me. It is we put a lot of content out there. When new laws come out, when new guidance comes out, we make a video and share it. So Absolutely. And I'll put
John Tripolsky:the link too in the the show notes for this as well directly to an an OB three. So that's that one big beautiful bill act. We have a playlist that we hit on a couple of these topics a little bit more in-depth too. So I'll drop the link in here. It'll take you straight to it.
John Tripolsky:Also put the link in there. Really, really, really easy. Click on it once, and you can subscribe to the channel. You don't gotta go click, click, give your social number, sell away your first child unless you want to. That's whole another conversation.
John Tripolsky:We won't force you to do that. But check it out. As Chris mentioned, great content on there, tons of it, 550 some odd videos we have on this thing that you can search by topic. So take advantage of it. Free advice.
John Tripolsky:Won't cost you anything but a couple clicks, and we'll see everybody back here again next week on the teaching tax Full podcast. Same day of the week, different date, completely different topic. Have a great week, everybody.
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